Overhaul of The Financial Regulatory System

Overhaul of The Financial Regulatory System

Order ID	53003233773
Type	Essay
Writer Level	Masters
Style	APA
Sources/References	4
Perfect Number of Pages to Order	5-10 Pages

Description/Paper Instructions

Overhaul of The Financial Regulatory System

Question 6

3 out of 3 points

The _____________ was called “a sweeping overhaul of the financial regulatory system…on a scale not seen since the reforms that followed the Great Depression.”

Equal Pay Act

Americans with Disabilities Act

Dodd-Frank Wall Street Reform and Consumer Protection Act

Age Discrimination in Employment Act

VII of the Civil Rights Act

Question 7

0 out of 3 points

____________ law defines the rights and duties of individuals and organizations (including businesses).

Civil

Criminal

Competitive

Administrative

Regulatory

Question 8

3 out of 3 points

Which of the following is not a provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act?

Increases the accountability and transparency of financial institutions

Creates a bureau to educate consumers in financial literacy

Creates an organization to pay the bills of low-income consumers

Create incentives for whistle-blowers to come forward

Increases oversight of the financial industry

Question 9

3 out of 3 points

___________ law not only prohibits specific actions in business such as fraud, theft, or securities trading violations, but also imposes fines or imprisonment as punishment for breaking the law.

Civil

Criminal

Competitive

Administrative

Regulatory

Question 10

3 out of 3 points

_____ ties giving to a business’ overall strategy and objectives.

Social responsibility

Business ethics

Corporate philanthropy

Strategic philanthropy

Cause-related marketing

Question 11

3 out of 3 points

Anticompetitive strategies that focus on weakening or destroying a competitor have spurred antitrust legislation and include all of the following except

sustained price cuts.

free samples.

discriminatory pricing.

price wars.

corporate espionage.

Question 12

3 out of 3 points

Which is not one of the four sources of criminal and civil laws?

Judicial law

Common law

Constitutional law

Administrative law

Statutory law

Question 13

3 out of 3 points

The ___________ is an independent agency within the Federal Reserve System that “regulate(s) the offering and provision of consumer financial products or services under the federal consumer financial laws.

Consumer Financial Protection Agency

Federal Reserve

World Trade Organization

Department of Justice

Federal Trade Commission

Question 14

3 out of 3 points

The primary objective of U.S. antitrust laws is to

protect consumers from high prices and foreign products

protect domestic businesses

protect employees

promote strategies that enhance business welfare over consumer welfare

distinguish competitive strategies that enhance consumer welfare from those that reduce it

Question 15

3 out of 3 points

_______ have been found to decrease unethical practices and increase positive work behavior

Answers:

High educational attainment levels

High levels of community involvement

Charismatic leaders

Strong religious beliefs

Good personal values

Question 16

3 out of 3 points

_______involves subordinates simply following the directives of a superior without question. It demonstrates the influence that significant others an expert in the workplace.

Obedience to authority

Locus of control

Opportunity

Transactional leadership

Immediate job context

Question 17

2 out of 2 points

Multiple elements work on individuals to affect their behavior. While an individual may intend to do the right thing, ___________can alter this intent

cognitive dissonance

familial expectations

religious beliefs

the desire for financial gain

organizational or social forces

Question 18

2 out of 2 points

A coaching leader builds a positive climate by

valuing people, their emotions, and their needs

focusing on communication across all layers of the organization

inspiring employees to follow their departmental leaders without question

focusing on achievement, initiative, and self-control

developing skills for success, delegating responsibility, and issuing challenging assignments

Question 19

2 out of 2 points

If management fails to identify and educate employees about ethical problems areas, ethical issues may not reach the critical

awareness level

aptitude level

ethical level

organizational level

individual level

Question 20

2 out of 2 points

The __________ can be defined as a set of values, norms, and artifacts, including ways of solving problems shared by members of an organization

corporate culture

intentions of a corporate

ethical issue awareness

determination of a corporation

individual factors

Overhaul of The Financial Regulatory System

RUBRIC QUALITY OF RESPONSE NO RESPONSE POOR / UNSATISFACTORY SATISFACTORY GOOD EXCELLENT Content (worth a maximum of 50% of the total points) Zero points:  Student failed to submit the final paper. 20 points out of 50:  The essay illustrates poor understanding of the relevant material by failing to address or incorrectly addressing the relevant content; failing to identify or inaccurately explaining/defining key concepts/ideas; ignoring or incorrectly explaining key points/claims and the reasoning behind them; and/or incorrectly or inappropriately using terminology; and elements of the response are lacking. 30 points out of 50:  The essay illustrates a rudimentary understanding of the relevant material by mentioning but not full explaining the relevant content; identifying some of the key concepts/ideas though failing to fully or accurately explain many of them; using terminology, though sometimes inaccurately or inappropriately; and/or incorporating some key claims/points but failing to explain the reasoning behind them or doing so inaccurately.  Elements of the required response may also be lacking. 40 points out of 50:  The essay illustrates solid understanding of the relevant material by correctly addressing most of the relevant content; identifying and explaining most of the key concepts/ideas; using correct terminology; explaining the reasoning behind most of the key points/claims; and/or where necessary or useful, substantiating some points with accurate examples.  The answer is complete. 50 points:  The essay illustrates exemplary understanding of the relevant material by thoroughly and correctly addressing the relevant content; identifying and explaining all of the key concepts/ideas; using correct terminology explaining the reasoning behind key points/claims and substantiating, as necessary/useful, points with several accurate and illuminating examples.  No aspects of the required answer are missing. Use of Sources (worth a maximum of 20% of the total points). Zero points:  Student failed to include citations and/or references. Or the student failed to submit a final paper. 5 out 20 points:  Sources are seldom cited to support statements and/or format of citations are not recognizable as APA 6th Edition format. There are major errors in the formation of the references and citations. And/or there is a major reliance on highly questionable. The Student fails to provide an adequate synthesis of research collected for the paper. 10 out 20 points:  References to scholarly sources are occasionally given; many statements seem unsubstantiated.  Frequent errors in APA 6th Edition format, leaving the reader confused about the source of the information. There are significant errors of the formation in the references and citations. And/or there is a significant use of highly questionable sources. 15 out 20 points:  Credible Scholarly sources are used effectively support claims and are, for the most part, clear and fairly represented.  APA 6th Edition is used with only a few minor errors.  There are minor errors in reference and/or citations. And/or there is some use of questionable sources. 20 points:  Credible scholarly sources are used to give compelling evidence to support claims and are clearly and fairly represented.  APA 6th Edition format is used accurately and consistently. The student uses above the maximum required references in the development of the assignment. Grammar (worth maximum of 20% of total points) Zero points:  Student failed to submit the final paper. 5 points out of 20:  The paper does not communicate ideas/points clearly due to inappropriate use of terminology and vague language; thoughts and sentences are disjointed or incomprehensible; organization lacking; and/or numerous grammatical, spelling/punctuation errors  10 points out 20:  The paper is often unclear and difficult to follow due to some inappropriate terminology and/or vague language; ideas may be fragmented, wandering and/or repetitive; poor organization; and/or some grammatical, spelling, punctuation errors 15 points out of 20:  The paper is mostly clear as a result of appropriate use of terminology and minimal vagueness; no tangents and no repetition; fairly good organization; almost perfect grammar, spelling, punctuation, and word usage. 20 points:  The paper is clear, concise, and a pleasure to read as a result of appropriate and precise use of terminology; total coherence of thoughts and presentation and logical organization; and the essay is error free. Structure of the Paper (worth 10% of total points) Zero points:  Student failed to submit the final paper. 3 points out of 10: Student needs to develop better formatting skills. The paper omits significant structural elements required for and APA 6th edition paper. Formatting of the paper has major flaws. The paper does not conform to APA 6th edition requirements whatsoever. 5 points out of 10: Appearance of final paper demonstrates the student’s limited ability to format the paper. There are significant errors in formatting and/or the total omission of major components of an APA 6th edition paper. They can include the omission of the cover page, abstract, and page numbers. Additionally the page has major formatting issues with spacing or paragraph formation. Font size might not conform to size requirements.  The student also significantly writes too large or too short of and paper 7 points out of 10: Research paper presents an above-average use of formatting skills. The paper has slight errors within the paper. This can include small errors or omissions with the cover page, abstract, page number, and headers. There could be also slight formatting issues with the document spacing or the font Additionally the paper might slightly exceed or undershoot the specific number of required written pages for the assignment. 10 points: Student provides a high-caliber, formatted paper. This includes an APA 6th edition cover page, abstract, page number, headers and is double spaced in 12’ Times Roman Font. Additionally, the paper conforms to the specific number of required written pages and neither goes over or under the specified length of the paper.
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