Creating a saving challenge for yourself or with friends
Order ID 53003233773 Type Essay Writer Level Masters Style APA Sources/References 4 Perfect Number of Pages to Order 5-10 Pages Description/Paper Instructions
Creating a saving challenge for yourself or with friends
Creating a saving challenge for yourself or with friends can be a fun and effective way to save money and reach your financial goals. Here are some steps you can take to create a saving challenge:
Set a goal: The first step in creating a saving challenge is to set a clear and specific goal. This could be a short-term goal, such as saving for a vacation or a down payment on a car, or a longer-term goal, such as saving for retirement. The goal should be realistic, measurable, and aligned with your overall financial plan.
Determine the time frame: Once you have set your goal, determine the time frame for the saving challenge. This could be a specific number of weeks or months, or a certain date in the future. Having a clear deadline can help to keep you motivated and on track.
Decide on the rules: The next step is to decide on the rules of the saving challenge. For example, you may decide to save a certain amount of money each week or month, or to save a certain percentage of your income. You may also choose to set limits on certain types of spending, such as dining out or entertainment.
Track your progress: Keeping track of your progress is an important step in the saving challenge. You can use a budgeting app, spreadsheet, or even a simple notebook to track your savings and spending. This will help you to stay on track and see how much you have saved towards your goal.
Hold yourself accountable: Holding yourself accountable is crucial to the success of the saving challenge. This could include setting up regular check-ins with friends or family, sharing your progress on social media, or even setting up a penalty for not reaching your savings goal. The key is to have a system in place to hold yourself accountable and stay motivated.
Get creative: To make the saving challenge more fun and engaging, you can get creative with it. For example, you can create different themes for each month, such as “no eating out” or “DIY month” where you try to save by not buying things you can make or fix by yourself. You can also create different challenges with friends, where you set savings goals together and then compare progress at the end of the challenge.
Reward yourself: Finally, be sure to reward yourself when you reach your savings goal. This could be something small, such as treating yourself to a nice dinner or a day out, or something bigger, such as a vacation or a new piece of technology. Having a reward to look forward to can help to keep you motivated throughout the challenge.
In summary, creating a saving challenge for yourself or with friends can be a fun and effective way to save money and reach your financial goals. By setting a clear goal, determining a time frame, deciding on rules, tracking progress, holding yourself accountable and getting creative with the challenge, you can increase your chances of success. And don’t forget to reward yourself for reaching your goal.
Creating a saving challenge for yourself or with friends
RUBRIC
QUALITY OF RESPONSE NO RESPONSE POOR / UNSATISFACTORY SATISFACTORY GOOD EXCELLENT Content (worth a maximum of 50% of the total points) Zero points: Student failed to submit the final paper. 20 points out of 50: The essay illustrates poor understanding of the relevant material by failing to address or incorrectly addressing the relevant content; failing to identify or inaccurately explaining/defining key concepts/ideas; ignoring or incorrectly explaining key points/claims and the reasoning behind them; and/or incorrectly or inappropriately using terminology; and elements of the response are lacking. 30 points out of 50: The essay illustrates a rudimentary understanding of the relevant material by mentioning but not full explaining the relevant content; identifying some of the key concepts/ideas though failing to fully or accurately explain many of them; using terminology, though sometimes inaccurately or inappropriately; and/or incorporating some key claims/points but failing to explain the reasoning behind them or doing so inaccurately. Elements of the required response may also be lacking. 40 points out of 50: The essay illustrates solid understanding of the relevant material by correctly addressing most of the relevant content; identifying and explaining most of the key concepts/ideas; using correct terminology; explaining the reasoning behind most of the key points/claims; and/or where necessary or useful, substantiating some points with accurate examples. The answer is complete. 50 points: The essay illustrates exemplary understanding of the relevant material by thoroughly and correctly addressing the relevant content; identifying and explaining all of the key concepts/ideas; using correct terminology explaining the reasoning behind key points/claims and substantiating, as necessary/useful, points with several accurate and illuminating examples. No aspects of the required answer are missing. Use of Sources (worth a maximum of 20% of the total points). Zero points: Student failed to include citations and/or references. Or the student failed to submit a final paper. 5 out 20 points: Sources are seldom cited to support statements and/or format of citations are not recognizable as APA 6th Edition format. There are major errors in the formation of the references and citations. And/or there is a major reliance on highly questionable. The Student fails to provide an adequate synthesis of research collected for the paper. 10 out 20 points: References to scholarly sources are occasionally given; many statements seem unsubstantiated. Frequent errors in APA 6th Edition format, leaving the reader confused about the source of the information. There are significant errors of the formation in the references and citations. And/or there is a significant use of highly questionable sources. 15 out 20 points: Credible Scholarly sources are used effectively support claims and are, for the most part, clear and fairly represented. APA 6th Edition is used with only a few minor errors. There are minor errors in reference and/or citations. And/or there is some use of questionable sources. 20 points: Credible scholarly sources are used to give compelling evidence to support claims and are clearly and fairly represented. APA 6th Edition format is used accurately and consistently. The student uses above the maximum required references in the development of the assignment. Grammar (worth maximum of 20% of total points) Zero points: Student failed to submit the final paper. 5 points out of 20: The paper does not communicate ideas/points clearly due to inappropriate use of terminology and vague language; thoughts and sentences are disjointed or incomprehensible; organization lacking; and/or numerous grammatical, spelling/punctuation errors 10 points out 20: The paper is often unclear and difficult to follow due to some inappropriate terminology and/or vague language; ideas may be fragmented, wandering and/or repetitive; poor organization; and/or some grammatical, spelling, punctuation errors 15 points out of 20: The paper is mostly clear as a result of appropriate use of terminology and minimal vagueness; no tangents and no repetition; fairly good organization; almost perfect grammar, spelling, punctuation, and word usage. 20 points: The paper is clear, concise, and a pleasure to read as a result of appropriate and precise use of terminology; total coherence of thoughts and presentation and logical organization; and the essay is error free. Structure of the Paper (worth 10% of total points) Zero points: Student failed to submit the final paper. 3 points out of 10: Student needs to develop better formatting skills. The paper omits significant structural elements required for and APA 6th edition paper. Formatting of the paper has major flaws. The paper does not conform to APA 6th edition requirements whatsoever. 5 points out of 10: Appearance of final paper demonstrates the student’s limited ability to format the paper. There are significant errors in formatting and/or the total omission of major components of an APA 6th edition paper. They can include the omission of the cover page, abstract, and page numbers. Additionally the page has major formatting issues with spacing or paragraph formation. Font size might not conform to size requirements. The student also significantly writes too large or too short of and paper 7 points out of 10: Research paper presents an above-average use of formatting skills. The paper has slight errors within the paper. This can include small errors or omissions with the cover page, abstract, page number, and headers. There could be also slight formatting issues with the document spacing or the font Additionally the paper might slightly exceed or undershoot the specific number of required written pages for the assignment. 10 points: Student provides a high-caliber, formatted paper. This includes an APA 6th edition cover page, abstract, page number, headers and is double spaced in 12’ Times Roman Font. Additionally, the paper conforms to the specific number of required written pages and neither goes over or under the specified length of the paper.
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